First-time Homebuyer Program

Assistance for first-time homebuyers

The Northfield HRA is excited to provide first-time homebuyers with the opportunity to receive assistance towards a down payment or closing costs. We provide up to $25,000 in a zero interest, deferred loan that is payable when the homeowner sells or refinances the first mortgage.

First Time Homebuyer Application

First Time Homebuyer Application - Spanish

Eligibility

Buyers must:

  • Meet income guidelines
  • Be first-time homebuyers
  • Purchase a home within the city limits

Single family homes, townhomes, or condominiums all qualify for this program.

Income eligible households must be at or below 80% of area median income for Dakota County. Amount of award is dependent on need and funds available.

Contact Us

  1. Melissa Hanson

    Melissa Hanson

    Housing Coordinator
    Email Melissa Hanson
    Phone: 507-645-3047

As of June 2022

Family Size
 50% of AMI Income Limits 80% of AMI Income Limits
1        $43,500
               $66,300
2        $49,700               $75,750
3        $55,900               $85,200
4        $62,100               $94,650
5        $67,100               $102,250
6        $72,050               $109,800
7        $77,050               $117,400
8        $82,000               $124,950