Assistance for first-time homebuyers
The Northfield HRA is excited to provide first-time homebuyers with the opportunity to receive assistance towards a down payment or closing costs. We provide up to $25,000 in a zero interest, deferred loan that is payable when the homeowner sells or refinances the first mortgage.
First Time Homebuyer Application
First Time Homebuyer Application - Spanish
Eligibility
Buyers must:
- Meet income guidelines
- Be first-time homebuyers
- Purchase a home within the city limits
Single family homes, townhomes, or condominiums all qualify for this program.
Income eligible households must be at or below 80% of area median income for Dakota County. Amount of award is dependent on need and funds available.